Search

Do Japanese policyholders care about insurers' credit quality?

<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<rdf:Description>
<dc:creator>Carol Park, Sojung</dc:creator>
<dc:creator>Tokutsune, Yasuyuki</dc:creator>
<dc:date>2013-01-07</dc:date>
<dc:description xml:lang="es">Sumario: We analyse abnormal growth of premiums surrounding financial strength rating changes for a panel of life insurers in Japan during 2002-2009. Unlike the U.S. market, our regression results indicate that life insurance premiums do not show relevant change in connection with ratings changes in the Japanese market. However, insurance demand is not totally insensitive to the financial strength of insurers. We find that the demand for foreign life insurers has a positive relationship with solvency margin ratio. We also find that consumers cared more about insurers credit quality during the later sample period of 2006-2009 than the earlier sample period of 2002-2005</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/141902.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Seguro de vida</dc:subject>
<dc:subject xml:lang="es">Margen de solvencia</dc:subject>
<dc:subject xml:lang="es">Empresas de seguros</dc:subject>
<dc:subject xml:lang="es">Estudios comparativos</dc:subject>
<dc:subject xml:lang="es">Comportamiento del consumidor</dc:subject>
<dc:subject xml:lang="es">Japón</dc:subject>
<dc:subject xml:lang="es">Estados Unidos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Do Japanese policyholders care about insurers' credit quality?</dc:title>
<dc:relation xml:lang="es">En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 07/01/2013 Volumen 38 Número 1  - enero 2013 , p. 1-21</dc:relation>
<dc:coverage xml:lang="es">Japón</dc:coverage>
<dc:coverage xml:lang="es">Estados Unidos</dc:coverage>
</rdf:Description>
</rdf:RDF>