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Typhoons and opportunistic fraud : claim patterns of automobile theft insurance in Taiwan

Recurso electrónico / electronic resource
MARC record
Tag12Value
LDR  00000cab a2200000 4500
001  MAP20140015535
003  MAP
005  20140514162222.0
008  140508e20140303esp|||p |0|||b|spa d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎322
1001 ‎$0‎MAPA20140008032‎$a‎Pao, Tsung-I
24510‎$a‎Typhoons and opportunistic fraud‎$b‎: claim patterns of automobile theft insurance in Taiwan‎$c‎Tsung-I Pao, Larry Y. Tzeng, Kili C. Wang
520  ‎$a‎We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market.
650 4‎$0‎MAPA20080603779‎$a‎Seguro de automóviles
650 4‎$0‎MAPA20080639136‎$a‎Robo
650 4‎$0‎MAPA20140007745‎$a‎Tifones
650 4‎$0‎MAPA20080591052‎$a‎Fraude en el seguro
651 1‎$0‎MAPA20120019256‎$a‎Taiwan
7001 ‎$0‎MAPA20080662998‎$a‎Tzeng, Larry Y.
700  ‎$0‎MAPA20100034200‎$a‎Wang, Kili C.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎03/03/2014 Volumen 81 Número 1 - marzo 2014 , p. 91-112