Year-End 2017 US life-annuity statutory results review

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Year-End 2017 US life-annuity statutory results review</title>
</titleInfo>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">usa</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">New Jersey</placeTerm>
</place>
<publisher>A.M. Best Company</publisher>
<dateIssued>2018</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
<extent>11 p.</extent>
</physicalDescription>
<abstract displayLabel="Summary">Operating results for the US life/annuity (L/A) market in 2018 were generally positive, despite some negative factors. A.M. Best expects the life market to grow in 2018, owing to higher interest rates and continued demand from consumers for both protection and accumulation products. The industry is well positioned to benefit from interest rate hikes through new money investments and de-risked product liabilities written in the low interest rate environment. Capital has also been built up, which can help companies withstand future market shocks. A.M. Best expects mid-single digit growth for the life industry overall in 2018, on a mix of premiums and policy count growth. Ongoing innovation should also bolster growth, as companies learn to make effective use of digital capabilities for future sales</abstract>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586294">
<topic>Mercado de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570590">
<topic>Seguro de vida</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611880">
<topic>Perspectivas del seguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080578374">
<topic>Tasas de interés</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080598358">
<topic>Productos de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080600648">
<topic>Crecimiento económico</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080554866">
<topic>Innovación</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080638337">
<geographic>Estados Unidos</geographic>
</subject>
<classification authority="">341</classification>
<relatedItem type="series">
<titleInfo>
<title>Best's Special Report ; May 18, 2018</title>
</titleInfo>
</relatedItem>
<relatedItem type="series" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20090030251">
<titleInfo>
<title>Best's special report</title>
</titleInfo>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">180604</recordCreationDate>
<recordChangeDate encoding="iso8601">20250606132341.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20180016707</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>