Spanish catastrophic : risk insurance

Spanish catastrophic : risk insurance

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Title: Spanish catastrophic : risk insurance / Francisco Espejo Gil

Notes: Sumario: The basic principle behind the Spanish catastrophic risk insurance system is a mandatory coverage of a number of perils deemed as catastrophic by most property insurance and all life and casualty policies purchased in Spain. Extraordinary risks include damage from natural perils (flood, earthquake, strong winds etc) and that caused by humans (terrorism, riots and civil unrest).Insurers offering the primary policy should include all or part of the above perils. Should this not be the case, as often happens, automatic complementary cover is provided by the CCS.

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