Market segment outlook : US health insurance

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<rdf:Description>
<dc:creator>A.M. Best Company</dc:creator>
<dc:creator>A.M. Best Company</dc:creator>
<dc:date>2024</dc:date>
<dc:description xml:lang="es">Sumario: AM Best has revised its outlook for the U.S. health insurance industry from Stable to Negative due to rising medical trends in Medicare Advantage, mismatches in rates and patient acuity in Managed Medicaid, increased utilization and claims costs in the commercial sector, and growing legislative and regulatory concerns. Despite these challenges, strong capitalization, liquidity, and continued favorable net investment income provide some offsetting support. The report highlights that medical costs, utilization, and morbidity are increasing across various lines of business, with operating margins under significant pressure in government programs and notably narrowing in the commercial market</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/188273.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>A.M. Best Company Inc</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Seguro de salud</dc:subject>
<dc:subject xml:lang="es">Medicare</dc:subject>
<dc:subject xml:lang="es">Medicaid</dc:subject>
<dc:subject xml:lang="es">Análisis de riesgos</dc:subject>
<dc:subject xml:lang="es">Perspectivas del seguro</dc:subject>
<dc:subject xml:lang="es">Estados Unidos</dc:subject>
<dc:type xml:lang="es">Books</dc:type>
<dc:title xml:lang="es">Market segment outlook : US health insurance</dc:title>
<dc:format xml:lang="es">6 p</dc:format>
<dc:coverage xml:lang="es">Estados Unidos</dc:coverage>
<dc:description xml:lang="es">Increased medical trend -- The medicare segment remains challenged -- Rate mismatch impacting managed medicaid -- Commercial group earnings deterioration -- Individual business shows material weakening of earnings -- Risk -adjusted capitalization, liquidity and investment performance -- Corrective action</dc:description>
</rdf:Description>
</rdf:RDF>