MAP20250013933 Risk Management and Insurance Review - Spring 2025 p. 1-182 Sumario: The impact of risk aversion on the rigidity of insurance premiums / Vanda Tulli and Gerd Weinrich -- The flood protection gap: Evidence for public finances and insurance premiums / Mario Bellia, Erica Francesca Di Girolamo, Andrea Pagano, and Marco Petracco Giudici -- Vehicle flood damage and household disaster assistance in the United States / Steven F. Koller -- Building economic resilience to pandemic risk in Switzerland/ Anastasia Kartasheva, Eleonora Pascucci, and Omid Ghavibazoo -- Testing for loss severity: Impact on loss reduction/ Kar Man Tan En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 23/04/2025 Tomo 28 Number 1 - Spring 2025 1. Gerencia de riesgos . 2. Seguros . 3. Mercado de seguros . 4. Riesgo . 5. Primas de seguros . 6. Brecha de protección . 7. Inundaciones . 8. Seguro de automóviles . 9. Seguro multirriesgo del hogar . 10. Catástrofes naturales . 11. Pandemias . 12. Pérdidas . I. Title.