Natural catastrophe report (Q3 2025) : preliminary overview

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<title>Natural catastrophe report (Q3 2025)</title>
<subTitle>: preliminary overview</subTitle>
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<dateIssued>2025</dateIssued>
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<abstract displayLabel="Summary">The document provides a detailed global assessment of natural disaster activity and climate trends, highlighting that economic and insured losses were significantly below the 10-year average due to a relatively quiet third quarter; the report attributes this to subdued tropical cyclone activity and fewer high-cost events, though severe convective storms (SCS) and wildfires in the United States still drove substantial losses; it also emphasizes the growing impact of extreme heat, monsoon flooding in Asia, and wildfire outbreaks in Europe and Canada, while discussing the implications of climate change on insurance, infrastructure, and global risk management, including the need for innovative coverage solutions and improved resilience strategies</abstract>
<tableOfContents displayLabel="Contents">Executive summary -- Global overview -- Conversation starter: Q3 2025 -- Weather - climate review -- Major event reviews -- Appendix -- Report authors</tableOfContents>
<note type="statement of responsibility">Gallagher Re</note>
<note>Internacional</note>
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<topic>Seguro de riesgos extraordinarios</topic>
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<topic>Aspectos económicos</topic>
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<topic>Cambio climático</topic>
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