Best's Review. 126 Number 12 - December 2025

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Best's Review. 126 Number 12 - December  2025</title>
</titleInfo>
<typeOfResource>text</typeOfResource>
<genre authority="marcgt">periodical</genre>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">esp</placeTerm>
</place>
<dateIssued encoding="marc">2025</dateIssued>
<issuance>serial</issuance>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
</physicalDescription>
<abstract displayLabel="Summary">Best's Calendars -- Executive Changes -- Masthead: Forestay -- Web Traffic -- Trending: Best's News -- Trending: Best's Research -- AM Best Webinars & Briefings -- AM Best TV & Audio -- Best's Credit Rating Actions -- Corporate Changes -- Masthead: Backstay -- Life/Annuities: Canadian Life/Annuity: Steady Growth Brings Steady Results -- Auditors & Actuaries: Top Audit and Actuarial Firms -- Auditors & Actuaries: New Actuarial Guideline To Affect Offshoring Life Reinsurance Disclosure -- Asset Management: AM Best: Managing Risk Is Critical as Private Credit Holdings Increase -- Insurance Regulation: AI, Parametric Policies on Commissioners' Agendas for 2026 -- Best's Rankings: Top 25 US Ocean Marine Writers  2025 Edition -- Best's Rankings: Top 25 US Inland Marine Writers  2025 Edition -- Best's Rankings: Top 25 US Fire and Allied Writers  2025 Edition -- Best's Rankings: US Fire and Allied Lines  Top Writers by State, Canada and US Territories  2025 Edition -- Best's Rankings: Top 25 US Products Liability (Claims-Made) Writers  2025 Edition -- Best's Rankings: Top 25 US Products Liability (Occurrence) Writers  2025 Edition -- Best's Rankings: Top 25 US Products Liability (Total) Writers  2025 Edition -- Best's Rankings: Top 25 US Commercial Multiperil (Non-Liability) Writers  2025 Edition -- Best's Rankings: Top 25 US Commercial Multiperil (Liability) Writers  2025 Edition -- Best's Rankings: Top 25 US Commercial Multiperil (Total) Writers  2025 Edition -- Best's Rankings: Top 25 US All Other Lines Writers  2025 Edition -- Best's Rankings: Top 25 US P/C All Individual A&H Writers  2025 Edition -- Best's Rankings: Top 25 US P/C Accident & Health Lines Writers  2025 Edition -- Best's Rankings: Top 25 US Property Catastrophe Risk Writers  2025 Edition -- Best's Rankings: Top 25 US Allied Lines (Total) Writers  2025 Edition -- Best's Rankings: Top 25 US P/C Other Health Writers  2025 Edition -- What AM Best Says: Stuck in Reverse: Commercial Auto Losses Keep Mounting -- Underwriting & Loss Control: Growing E-Tailer Sector Faces Headwinds From Cyber Hacking -- State Rate Filings: Michigan Bill Would Allow Insurers To Offer Deductibles on PIP Policies -- Academic Research: Professor: Shifts in Tax Regimes, Offshore Reinsurers Shaping Insurance Landscape -- Bookstore: Authors: Leveraging Data, Developing Strategy Drive Insurance Success -- App Store: Apptuary App Looks To Lighten the Study Load for Aspiring Actuaries -- Preferred Influencers: Recapping Court Judgments, Insurance Fraud Gives Influencer Full Docket -- Preferred Podcasters: Preferred Podcasts Cover Annuities, DUAE Ratings, Legislation and ITC Vegas -- Preferred Publishers: Insurance Times Serves as UK Sector's Critical Friend' -- Insurance Industry Research: Report: Natural Catastrophe Losses Drop on Abnormally Low' Frequency of Events -- Insurance Professional Resources: Human Factors Analysis and the Impact on Special Investigations -- Industry Updates: New York Lawmakers Consider Creating $10 Million Cat Fund -- Industry Updates: NAIC Releases Budget Proposal Highlighting 2026 Priorities -- Artificial Intelligence: AI Platforms Predict Changes to Actuary and Auditor Functions in Insurance</abstract>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080590567">
<topic>Empresas de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080545338">
<topic>Seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586294">
<topic>Mercado de seguros</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080549794">
<topic>Auditores</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080549497">
<topic>Actuarios</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552367">
<topic>Reaseguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20170006718">
<topic>Seguros paramétricos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080545185">
<topic>Ranking</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080594091">
<topic>Transporte marítimo</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080624972">
<topic>Seguro multirriesgo del hogar</topic>
</subject>
<classification authority="">219</classification>
<location>
<url displayLabel="electronic resource" usage="primary display">https://bestsreview.ambest.com/DisplayPDF.aspx?rc=360308</url>
</location>
<relatedItem type="host">
<titleInfo>
<title>Best's Review</title>
</titleInfo>
<originInfo>
<publisher>New Jersey : A.M. Best Company, 1976-</publisher>
</originInfo>
<identifier type="issn">1527-5914</identifier>
<identifier type="local">MAP20077100109</identifier>
<part>
<text>01/12/2025 Volume 126 Number 12 - december 2025 </text>
</part>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">251201</recordCreationDate>
<recordChangeDate encoding="iso8601">20251201131113.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20250020658</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>