Allianz Global Insurance Report 2026 : the future of insurance in a fragmenting world

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<title>Allianz Global Insurance Report 2026</title>
<subTitle>: the future of insurance in a fragmenting world</subTitle>
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<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">Allianz Research report analyzing the global insurance market in 2025-2026 and over the next decade. It highlights that premium growth (+7.1% in 2025) is normalizing after exceptional years; P&C is slowing, while life and health maintain structural momentum. North America continues to dominate in size, while Asia (especially China and India) will lead future growth. It examines how geopolitical fragmentation affects capital, diversification, regulation, and the implications for underwriting and investment. It presents macroeconomic outlooks (global growth for 2026 revised due to the energy shock) and market perspectives by lines and regions. It delves into climate risks, protection gaps, and affordability, proposing adaptation, operational efficiency, affirmative products, and public-private schemes to preserve insurability in the long term</abstract>
<tableOfContents>Executive Summary -- Looking back: From boom to normalization -- The changing risk landscape -- Looking ahead: Insurance remains a growth industry -- The next frontier: Climate risk, affordability and the future of insurability -- Appendix</tableOfContents>
<note>Internacional</note>
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