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Different by Design : Rethinking the Insurance Model

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<title>Different by Design</title>
<subTitle>: Rethinking the Insurance Model</subTitle>
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<namePart>BlackRock</namePart>
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<dateIssued encoding="marc">2025</dateIssued>
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<placeTerm type="text">New York</placeTerm>
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<publisher>BlackRock</publisher>
<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">A report analyzing the key trends that are transforming the global insurance industry, based on the priorities and expectations of senior executives at insurance and reinsurance companies in 31 countries. It examines the evolution of the macroeconomic environment and liability profiles, investment and portfolio-building strategies, the growing role of private markets and private credit, capital management, and the expansion of operating models based on internal capabilities and external partnerships. It also examines the integration of artificial intelligence into insurance and investment functions, the challenges related to its adoption, governance, and data management, and the evolution of sustainable investment linked to the energy transition, highlighting the gradual emergence of insurance models that are more modular, flexible, and tailored to the characteristics and objectives of each company</abstract>
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<topic>Mercado de seguros</topic>
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<topic>Seguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552367">
<topic>Reaseguro</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080558970">
<topic>Inversiones</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20250003316">
<topic>Gestión de riesgos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611200">
<topic>Inteligencia artificial</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110024864">
<topic>Modelos de negocio</topic>
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<topic>Tecnología</topic>
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<topic>Transición energética</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570736">
<topic>Sostenibilidad</topic>
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<url displayLabel="electronic resource" usage="primary display">https://www.blackrock.com/institutions/en-global/institutional-insights/thought-leadership/global-insurance-report</url>
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