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Temporal profitability and pricing of long-term care insurance

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Section: Articles
Title: Temporal profitability and pricing of long-term care insurance / Larry A. Cox, Yanling GeAuthor: Cox, Larry A.
Notes: In this study, the authors exploit unique data from the long-term care (LTC) insurance markets that allow us greater control of heterogenity in observable risk than in the previous empirical research. While prior empirical work has been limited to the examination of profit measures, the data facilitate investigation of both profitability and pricing for nearly all insurers issuing LTC insurance in the United States. They specifically find that loss ratios, an anverse profit measure, increase with policy age, but at a declining rateRelated records: En: The Journal of risk and insurance. - Orlando. - Volume 71, number 4, December 2004 ; p. 677-705Materia / lugar / evento: Seguro de dependencia Estados Unidos Modelos econométricos Otros autores: Ge, Yanling
Secondary titles: Título: The Journal of risk and insurance
Other categories: 34
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