Selection bias and auditing policies for insurance claims
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Tag | 1 | 2 | Value |
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LDR | 00000nab a2200000 i 4500 | ||
001 | MAP20071509069 | ||
003 | MAP | ||
005 | 20080418130229.0 | ||
007 | hzruuu---uuuu | ||
008 | 071213s2007 usa|||| | |000|0|eng d | ||
040 | $aMAP$bspa | ||
084 | $a6 | ||
100 | 1 | $0MAPA20080081256$aPinquet, Jean | |
245 | 1 | 0 | $aSelection bias and auditing policies for insurance claims$cJean Pinquet, Mercedes Ayuso, Montserrat Guillén |
520 | 8 | $aThis article presents a statistical approach that counteracts selection bias without using a random auditing strategy. A two-equation model for audit and fraud (a bivariate probit model with censoring) was estimated on a sample of suspicious claims for the experts was left free to take the audit decision. The expected overestimation of fraud risk derived from a single-equation model was corrected. Results were rather close to those obtained with a random auditing strategy, at the expense of some instability with respect to the regression components set. | |
650 | 1 | $0MAPA20080567118$aReclamaciones | |
650 | 1 | $0MAPA20080591052$aFraude en el seguro | |
650 | 1 | $0MAPA20080603779$aSeguro de automóviles | |
650 | 1 | 1 | $0MAPA20080592042$aModelos matemáticos |
650 | 1 | $0MAPA20080602437$aMatemática del seguro | |
700 | 1 | $0MAPA20080344511$aAyuso Gutiérrez, Mercedes | |
700 | 1 | $0MAPA20080360160$aGuillén Estany, Montserrat | |
740 | 4 | $aThe Journal of risk and insurance | |
773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dOrlando$gVol. 74, nº 2, 2007 ; p. 425-440 |