Section: Articles Title: Consumers driving change : insight : consumer-directed health plans are here to stay and are growing into a major force in the industry. Insurers must act now to capitalize on the wave of change Related records: En: Best's Review. - New Jersey : A.M. Best Company, 1976- = ISSN 1527-5914. - Número 11 104 2004Other categories: 2 Rights: In Copyright (InC) Referencias externas: earth MÁS INFORMACIÓN See issue detail