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MAP20110063795Arnoldussen, LudgerIs the market ready to change? / Ludger Arnoldussen. — Munich : Munich Re, 2011Paper presented in Baden-Baden Meeting 2011, 24 october Sumario: Key topics and challenging issues for the insurance business -- Generally low-interest environment Crisis signalled by sharply falling yields throughout the year -- Low-interest-rate environment: Shock or opportunity for the industry? -- Euro debt crisis: Present situation -- Contingent business interruption (CBI) The problem -- CBI: Critical supply industries -- CBI: Critical scenarios -- Natural catastrophes JanuarySeptember 2011 -- Natural hazards in Europe -- Renewals 2011 First evidence of improved prospects -- Future prospects1. Mercado de seguros. 2. Crisis financiera. 3. Interrupción de negocio. 4. Catástrofes naturales. 5. Seguros de contingencias. 6. Perspectivas del seguro. I. Baden-Baden Meeting (2011: Baden Baden).