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Towers Watson Claim Cost Index : Claim Cost Severity Consistent With General Inflation

Recurso electrónico / electronic resource
Registro MARC
Tag12Valor
LDR  00000cab a2200000 4500
001  MAP20110074272
003  MAP
005  20111230130832.0
008  111228e20111201usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎219
1001 ‎$0‎MAPA20110032692‎$a‎Pecora, Jeremy P.
24500‎$a‎Towers Watson Claim Cost Index‎$b‎: Claim Cost Severity Consistent With General Inflation ‎$c‎Jeremy P. Pecora, Emily M. Thompson
520  ‎$a‎The rebranded Towers Watson Claim Cost Index is designed to provide a practical, reliable benchmark to help assess the changes in claim costs. Analysis of the annual changes in the Towers Watson Claim Cost Index, shows that the 2010 inflation rate for a majority of coverages listed exceeded the general inflation rate. Hospital services again experienced a large increase in 2010 and 2011 (estimated) over the general inflation rate. The rate of change for physician services increased in 2010 and was also higher than the general inflation rate. A P&C insurer's claim settlements are directly affected by economic factors such as price, salary and wages. In economic terms, claim costs for loss and loss adjustment expenses are the cost of production for the insurer. An insurer's major claim costs include physician services and other medical expenses; hospital care and rehabilitation; lost time and wages; automobiles, including repairs and parts; building materials and construction labor; and personal effects. The components for loss adjustment expenses are those incurred by insurance companies in settling claims (e.g., legal fees, and other legal and court costs).
650 1‎$0‎MAPA20080551346‎$a‎Inflación
650 1‎$0‎MAPA20080586294‎$a‎Mercado de seguros
650 1‎$0‎MAPA20080585266‎$a‎Factores de riesgo
650 1‎$0‎MAPA20080575298‎$a‎Crisis económica
7001 ‎$0‎MAPA20110032708‎$a‎Thompson, Emily M.
7102 ‎$0‎MAPA20100009338‎$a‎Towers Watson
7730 ‎$w‎MAP20077000932‎$t‎Emphasis‎$d‎New York : Towers Watson, 1987-‎$g‎01/12/2011 Número 4 - 2011 , p. 18-19