Outperforming the market in uncertain times : what life insurers must do to meet analysts expectations of risk control, growth and cost reduction

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Outperforming the market in uncertain times</title>
<subTitle>: what life insurers must do to meet analysts expectations of risk control, growth and cost reduction</subTitle>
</titleInfo>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080436353">
<namePart>Accenture</namePart>
<nameIdentifier>MAPA20080436353</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">usa</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">New York [etc.]</placeTerm>
</place>
<publisher>Accenture</publisher>
<dateIssued>2012</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
</physicalDescription>
<abstract displayLabel="Summary">Life insurers are operating in a challenging and fast-changing environment. Their businesses are under enormous pressure from a range of external forces. The most demanding of these, the survey found, are new regulations and reforms, volatility in investment returns,  the sovereign debt crisis and slowing growth in core markets. Changes in consumer demand is another source of uncertainty. Whereas at the moment analysts believe the majority of customers prefer differentiated, value-added products rather than standardized, undifferentiated products, in the not too distant future the balance is expected to shift</abstract>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570590">
<topic>Seguro de vida</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080579814">
<topic>Crisis financiera</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080574949">
<topic>Cambio económico</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080584344">
<topic>Control de riesgos</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20090026322">
<topic>Reducción de costes</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080550592">
<topic>Encuestas</topic>
</subject>
<classification authority="">341</classification>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">121011</recordCreationDate>
<recordChangeDate encoding="iso8601">20121011174123.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20120043008</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>