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Outperforming the market in uncertain times : what life insurers must do to meet analysts expectations of risk control, growth and cost reduction

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<title>Outperforming the market in uncertain times</title>
<subTitle>: what life insurers must do to meet analysts expectations of risk control, growth and cost reduction</subTitle>
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<dateIssued>2012</dateIssued>
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<abstract displayLabel="Summary">Life insurers are operating in a challenging and fast-changing environment. Their businesses are under enormous pressure from a range of external forces. The most demanding of these, the survey found, are new regulations and reforms, volatility in investment returns,  the sovereign debt crisis and slowing growth in core markets. Changes in consumer demand is another source of uncertainty. Whereas at the moment analysts believe the majority of customers prefer differentiated, value-added products rather than standardized, undifferentiated products, in the not too distant future the balance is expected to shift</abstract>
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<topic>Seguro de vida</topic>
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<topic>Crisis financiera</topic>
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<topic>Cambio económico</topic>
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<topic>Control de riesgos</topic>
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<topic>Reducción de costes</topic>
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<topic>Encuestas</topic>
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