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Determinants of the stated probability of purchase for longevity insurance

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<title>Determinants of the stated probability of purchase for longevity insurance</title>
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<namePart>Guillemette, Michael A</namePart>
<nameIdentifier>MAPA20160002133</nameIdentifier>
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<typeOfResource>text</typeOfResource>
<genre authority="marcgt">periodical</genre>
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<dateIssued encoding="marc">2016</dateIssued>
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<abstract displayLabel="Summary">We study the determinants of the stated probability of purchase for a deferred annuity that pays out at age 80 or 85, which we reframe as longevity insurance, using the Survey of Household Financial and Risk Management. Our results indicate that younger cohorts and women are more likely to express a desire to purchase longevity insurance in the future. The stated probability of purchase for longevity insurance was lower for respondents with greater home equity and higher coefficients of relative risk aversion. Our results may be of particular interest to policymakers, annuity companies and retirement plan providers.</abstract>
<note type="statement of responsibility">Michael A Guillemette ... [et al.]</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080603786">
<topic>Seguro de dependencia</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080587901">
<topic>Seguro de personas</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080555016">
<topic>Longevidad</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080554927">
<topic>Jubilación</topic>
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<topic>Encuestas</topic>
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<classification authority="">34</classification>
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<title>Geneva papers on risk and insurance : issues and practice</title>
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<publisher>Geneva : The Geneva Association, 1976-</publisher>
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<identifier type="issn">1018-5895</identifier>
<identifier type="local">MAP20077100215</identifier>
<part>
<text>04/01/2016 Volumen 41 Número 1 - enero 2016 , p. 4-23</text>
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