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The Use of annual mileage as a rating variable

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<title>Use of annual mileage as a rating variable</title>
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<namePart>Lemaire, Jean</namePart>
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<namePart>Park, Sojung Carol</namePart>
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<abstract displayLabel="Summary">Auto insurance companies must adapt to ever-evolving regulations and technological progress. Several variables commonly used to predict accidents rates, such as gender and territory, are being questioned by regulators. Insurers are pressured to find new variables that predict accidents more accurately and are socially acceptable. Annual mileage seems an ideal candidate. The recent development in new technologies should induce insurance carriers to explore ways to introduce mileage-based insurance premiums. It was use the unique database of a major insurer in Taiwan to investigate whether annual mileage should be introduced as a rating variable in auto third-party liability insurance. It was find that annual mileage is an extremely powerful predictor of the number of claims at-fault.</abstract>
<note type="statement of responsibility">Jean Lemaire, Sojung Carol Park, Kili C. Wang</note>
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<topic>Seguro de automóviles</topic>
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<topic>Seguro de responsabilidad civil de automóviles</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080577001">
<topic>Pago de la prima</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080563639">
<topic>Pago por uso</topic>
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<topic>Tarificación</topic>
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<topic>Nuevas tecnologías</topic>
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<topic>Predicciones estadísticas</topic>
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<title>Astin bulletin</title>
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<publisher>Belgium : ASTIN and AFIR Sections of the International Actuarial Association</publisher>
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<identifier type="issn">0515-0361</identifier>
<identifier type="local">MAP20077000420</identifier>
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<text>01/01/2016 Volumen 46 Número 1 - enero 2016 , p. 39-69</text>
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