Insurance and change go hand in hand : turning widespread market disruption to your advantage

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      <subfield code="a">Insurers globally face the constant challenge of protecting their existing revenues and margins while seeking opportunities for growth. This has been especially true in recent years as a number of disruptive forces have taken an increasingly firm hold on the sector. Improving business and capital efficiency is paramount. Competitive advantage is available to companies that recognize and mitigate the threats and embrace the opportunities created by emerging technologies, new operating models, fresh sources of capital entering the market and the differing levels of insurance market maturity around the world.</subfield>
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