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Insurance claim capitation and predictive payment modeling

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<title>Insurance claim capitation and predictive payment modeling</title>
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<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080448455">
<namePart>Allstate Insurance Company</namePart>
<nameIdentifier>MAPA20080448455</nameIdentifier>
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<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20180012600">
<namePart>United States Patent and Trademark Office</namePart>
<nameIdentifier>MAPA20180012600</nameIdentifier>
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<placeTerm type="code" authority="marccountry">usa</placeTerm>
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<dateIssued encoding="marc">2018</dateIssued>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">Washington D. C</placeTerm>
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<publisher>United States Patent and Trademark Office</publisher>
<dateIssued>2017</dateIssued>
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<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
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<extent>13 p.</extent>
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<abstract displayLabel="Summary">A claim-based capitation model is proposed for handling vehicle repair insurance claims. Rather than determining a detailed estimate of the expected actual cost of repair, the estimate may be determined using a simpler model. For example, the insurance company and a repair facility may agree to following a predictive payment model in which the insurance company pays a fixed predicted capitated amount of money for each repair claim, regardless of the amount of repair work that will be needed. Alternatively, the insurance company may pre-pay a fixed capitated amount for a pre­dicted number of future insurance claims</abstract>
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<topic>Patentes</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080592059">
<topic>Modelos predictivos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080618193">
<topic>Reparación de automóviles</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080603779">
<topic>Seguro de automóviles</topic>
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<topic>Reclamaciones</topic>
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<geographic>Estados Unidos</geographic>
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<recordIdentifier source="MAP">MAP20180026447</recordIdentifier>
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