AM Best's analysis of the Spanish insurance market shows the sector remains profitable, but margins are under pressure, and the low interest rate environment places strain on investment returns. Companies have previously attempted to grow outside their domestic territories into Latin America, where they have faced more testing political and economic conditions
Spanish insurers utilise new technology, but traditional distribution methods dominate
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AM Best's analysis of the Spanish insurance market shows the sector remains profitable, but margins are under pressure, and the low interest rate environment places strain on investment returns. Companies have previously attempted to grow outside their domestic territories into Latin America, where they have faced more testing political and economic conditions