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Research on long-term care insurance : status quo and directions for future research
Recurso electrónico / Electronic resource
Registro MARC
Tag12Valor
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040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎34
100  ‎$0‎MAPA20080644529‎$a‎Eling, Martin ‌
24510‎$a‎Research on long-term care insurance‎$b‎: status quo and directions for future research‎$c‎Martin Eling
520  ‎$a‎We provide a structured literature review of long-term care (LTC) insurance using main path analysis, a mathematical tool to identify the most significant paths in a citation network. We identify three major research areas (financing, demand, and insurability) and systematically evaluate them based on standard frameworks. We further review established and innovative (insurance) solutions for LTC financing. Our results illustrate the immense difficulties of insuring LTC both on the demand side (e.g., low value of consumption while in care, existence of substitutes) and supply side (e.g., lack of predictability and asymmetric information), explaining the marginal contribution of insurance mechanisms to LTC financing. Combined products that bundle the risks, and publicprivate partnerships that integrate LTC into the pension systems might help to overcome the insurability limitations. In addition, alternative financing methods that go beyond the idea of risk pooling (LTC bond, LTC put option, equity release) could help to improve the sustainability of LTC financing.
650 4‎$0‎MAPA20080603786‎$a‎Seguro de dependencia ‌
650 4‎$0‎MAPA20080598358‎$a‎Productos de seguros ‌
650 4‎$0‎MAPA20080611880‎$a‎Perspectivas del seguro ‌
650 4‎$0‎MAPA20080587901‎$a‎Seguro de personas ‌
7730 ‎$w‎MAP20077100215‎$t‎Geneva papers on risk and insurance : issues and practice‎$d‎Geneva : The Geneva Association, 1976-‎$x‎1018-5895‎$g‎01/04/2019 Volumen 44 Número 2 - abril 2019 , p. 303-356