Are green car drivers friendly drivers? : a study of Taiwan's automobile insurance market

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd">
    <leader>00000cab a2200000   4500</leader>
    <controlfield tag="001">MAP20190014052</controlfield>
    <controlfield tag="003">MAP</controlfield>
    <controlfield tag="005">20190524085024.0</controlfield>
    <controlfield tag="008">190517e20190301usa|||p      |0|||b|eng d</controlfield>
    <datafield tag="040" ind1=" " ind2=" ">
      <subfield code="a">MAP</subfield>
      <subfield code="b">spa</subfield>
      <subfield code="d">MAP</subfield>
    <datafield tag="084" ind1=" " ind2=" ">
      <subfield code="a">322</subfield>
    <datafield tag="100" ind1="1" ind2=" ">
      <subfield code="0">MAPA20190006187</subfield>
      <subfield code="a">Huang, Jerry S.</subfield>
    <datafield tag="245" ind1="0" ind2="0">
      <subfield code="a">Are green car drivers friendly drivers?</subfield>
      <subfield code="b">: a study of Taiwan's automobile insurance market</subfield>
      <subfield code="c">Jerry S. Huang, Kili C. Wang</subfield>
    <datafield tag="520" ind1=" " ind2=" ">
      <subfield code="a">By integrating claims data from Taiwan's compulsory liability insurance with a unique data set on driving mileage records for each car, this article examines whether green car drivers have lower accident risk. We find that after controlling for the mileage driven per car, the traffic accident risk of green car drivers is significantly lower. Our empirical evidence also confirms that green car drivers are, on average, high-mileage drivers. Moreover, driving more results in a higher accident probability for green car drivers despite their being lower-risk drivers. The policy implications are discussed.</subfield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080603779</subfield>
      <subfield code="a">Seguro de automóviles</subfield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20100011164</subfield>
      <subfield code="a">Vehículos eléctricos</subfield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080618384</subfield>
      <subfield code="a">Seguridad en el automóvil</subfield>
    <datafield tag="651" ind1=" " ind2="1">
      <subfield code="0">MAPA20120019256</subfield>
      <subfield code="a">Taiwan</subfield>
    <datafield tag="700" ind1=" " ind2=" ">
      <subfield code="0">MAPA20100034200</subfield>
      <subfield code="a">Wang, Kili C.</subfield>
    <datafield tag="773" ind1="0" ind2=" ">
      <subfield code="w">MAP20077000727</subfield>
      <subfield code="t">The Journal of risk and insurance</subfield>
      <subfield code="d">Nueva York : The American Risk and Insurance Association, 1964-</subfield>
      <subfield code="x">0022-4367</subfield>
      <subfield code="g">01/03/2019 Volumen 86 Número 1 - marzo 2019 , p. 103-119</subfield>