Risk dashboard : July 2019

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<rdf:Description>
<dc:creator>Autoridad Europea de Seguros y Planes de Pensiones</dc:creator>
<dc:date>2019-07-01</dc:date>
<dc:description xml:lang="es">Sumario: Risk exposures for the European insurance sector remain overall stable. Macro and market risks are now at a high level due to a further decline in swap rates and lower returns on investments in 2018 which put strain on those life insurers offering guaranteed rates. The low interest rate environment remains a key risk for the insurance sector. Credit risks continue at medium level with broadly stable CDS spreads for government and corporate bonds. Profitability and solvency risks increased due to lower return on investments for life insurers observed in year-end 2018 data; SCR ratios are above 100% for most undertakings in the sample even when excluding the impact of the transitional measures. Market perceptions were marked by a performance of insurers' stocks broadly in line with overall equity markets, while median CDS spreads have slightly increased. No change was observed in insurers' external ratings and rating outlooks.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/168894.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>EIOPA</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Gerencia de riesgos</dc:subject>
<dc:subject xml:lang="es">Riesgo crediticio</dc:subject>
<dc:subject xml:lang="es">Valoración de riesgos</dc:subject>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Macroeconomía</dc:subject>
<dc:subject xml:lang="es">Riesgo financiero</dc:subject>
<dc:subject xml:lang="es">Unión Europea</dc:subject>
<dc:type xml:lang="es">Libros</dc:type>
<dc:title xml:lang="es">Risk dashboard : July 2019</dc:title>
<dc:format xml:lang="es">19 p.</dc:format>
<dc:coverage xml:lang="es">Unión Europea</dc:coverage>
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