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Market segment outlook : Guatemala insurance

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<title>Market segment outlook</title>
<subTitle>: Guatemala insurance</subTitle>
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<namePart>A.M. Best Company</namePart>
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<publisher>A.M. Best Company</publisher>
<dateIssued>2020</dateIssued>
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<note type="statement of responsibility">A.M. Best Company</note>
<note>AM Best´s outlook on Guatemala´s insurance industry remains stable, owing to the following: an expected improvement of conditions in the Guatemalan economy, which should be reflected in healthy growth in the insurance market and the market´s capacity to further strengthen its capital base, as measured by the industry´s regulatory solvency margin and AM Best´s Capital Adequacy Ratio (BCAR). Economic activity tied to public investment and policies providing incentives to encourage private consumption helped the market to grow profitably during 2019. A continuation of such measures combined with strong underwriting practices could bolster insurance penetration and depth while maintaining profitable results.</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586294">
<topic>Mercado de seguros</topic>
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<topic>Perspectivas del seguro</topic>
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<topic>Rentabilidad</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080598358">
<topic>Productos de seguros</topic>
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<topic>Ratios</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110017286">
<topic>Retorno de la inversión</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080638184">
<geographic>Guatemala</geographic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110019426">
<geographic>América Latina</geographic>
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<classification authority="">219</classification>
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<titleInfo>
<title>Best's Market Segment Report</title>
<partNumber>February 21, 2020</partNumber>
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