Centro de Documentacion de Fundación MAPFRE

MAP20200015130

The Doctor in the data / Maciej Zabój

Sumario: The traditional pricing model works to capture policyholder data during the quotation process. This means that the risk is assessed at that point in time, with a predefined discriminating factor (such as smokers vs non-smokers). This data may be updated following results from health assessments (such as blood tests) to assess whether, say, a non-smoking habit has changed. Preventive life insurance takes a diff erent approach. The information gathered via the traditional approach self-reported risks and habits could be extended using data obtained from a personalised monitoring device. Currently, these devices track basic health factors, such as sport activity, pulse, blood pressure, body temperature and oxygen saturation

En: The Actuary : the magazine of the Institute & Faculty of Actuaries. - London : Redactive Publishing, 2019-. - 01/04/2020 Número 3 - abril 2020 , p. 40

1. Seguro de vida . 2. Análisis de datos . 3. Wearables . 4. Dispositivos móviles . 5. Digitalización . 6. Salud Digital . I. Título.