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Dire diagnosis : COVID-19, the great recession, and the coming underwriting apocalypse

Recurso electrónico / Electronic resource
Registro MARC
Tag12Valor
LDR  00000cab a2200000 4500
001  MAP20200028055
003  MAP
005  20200924174940.0
008  200911e20200901esp|||p |0|||b|spa d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎341
100  ‎$0‎MAPA20110018450‎$a‎George, Hank
24510‎$a‎Dire diagnosis‎$b‎: COVID-19, the great recession, and the coming underwriting apocalypse‎$c‎Hank George
520  ‎$a‎In the past 20 years, two new approaches to life underwriting have been widely embraced by life insurers. We call them super-simplified and accelerated. Both were intended to curry favor with Producers and customers by speeding up the underwriting process while also reducing new business acquisition costs. Super-simplified underwriting enabled insurers to offer substantial amounts of coverage despite fewer application questions and less detailed risk assessments (including no paramedicals or laboratory tests). Higher premium rates compensated for these cutbacks in evidence of insurability.
650 4‎$0‎MAPA20200005599‎$a‎COVID-19
650 4‎$0‎MAPA20080552022‎$a‎Pandemias
650 4‎$0‎MAPA20080586294‎$a‎Mercado de seguros
650 4‎$0‎MAPA20080611880‎$a‎Perspectivas del seguro
650 4‎$0‎MAPA20080570590‎$a‎Seguro de vida
650 4‎$0‎MAPA20080553630‎$a‎Coberturas
7730 ‎$w‎MAP20190020794‎$t‎Contingencies : American Academy of Actuaries‎$d‎Washington : American Academy of Actuaries, 2019-2024‎$g‎01/09/2020 September-October 2020 , p. 30-38