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Narrow framing and long-term care insurance

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      <subfield code="a">Gottlieb, Daniel </subfield>
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      <subfield code="a">Narrow framing and long-term care insurance</subfield>
      <subfield code="c">Daniel Gottlieb, Olivia S. Mitchell</subfield>
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      <subfield code="a">We propose a model of narrow framing in insurance and test it using data from a new module we designed and fielded in the Health and Retirement Study. We show that respondents subject to narrow framing are substantially less likely to buy long-term care insurance than average. This effect is much larger than the effects of risk aversion or adverse selection, and it offers a new explanation for why people underinsure their later-life care needs.</subfield>
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      <subfield code="a">Mitchell, Olivia S.</subfield>
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      <subfield code="t">The Journal of risk and insurance</subfield>
      <subfield code="d">Nueva York : The American Risk and Insurance Association, 1964-</subfield>
      <subfield code="x">0022-4367</subfield>
      <subfield code="g">01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 861-893</subfield>
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