Medicaid coverage expansions and liability insurance

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      <subfield code="a">Do changes in the population covered by health insurance affect liability insurers, who compensate billions of dollars in medical claims each year? We examine this question by exploiting the selective rollout across states of Medicaid expansions under the Affordable Act. Using data on insurer losses across a range of insurance lines, and employing a triple-difference research design that contrasts states, years, and lines of insurance, we demonstrate that coverage expansions reduce auto liability and workers' compensation outlays by 611 percent, but do not measurably impact other lines of insurance. Our analysis provides some of the first evidence regarding the use of the tort system particularized to the low-income population and is the first to consider the impacts of health insurance on medical professional liability and commercial auto insurance claims.</subfield>
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      <subfield code="t">The Journal of risk and insurance</subfield>
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      <subfield code="g">01/03/2021 Volumen 88 Número 1 - marzo 2021 , p. 29-51</subfield>
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