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Premium volume may be down but profits coluld expand for auto insurers

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<rdf:Description>
<dc:creator>A.M. Best Company</dc:creator>
<dc:date>2021-03-04</dc:date>
<dc:description xml:lang="es">Sumario: Although auto insurers have yet to file their 2020 financial statements, in the aggregate, they appear primed to report significant increases in profitability for full-year 2020, despite-and in sorne cases due partly to-the pandemic. The lnsurance Information lnstitute estimated that US auto insurance carriers will return an estimated $14 billion. These refunds may show up in the income statement as premium refunds, policyholder dividends, oras underwriting expenses, depending on the nature of the refunds and the accounting treatment. AM Best estimates that $4 billion of that total will come from premium refunds alone. With schools closing, employers shifting to remate working, and group events being cancelled in attempts to stem the spread of the virus, the number ofvehicles on the road declined significantly. Many employees shifted to working from home and kept their travelling relatively clase to home, focusing on only necessary travel. Restrictions on gatherings in otherwise public places like bars, restaurants, retail stores, and malls also limited travel. </dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/175007.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>A.M. Best Company</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Perspectivas del seguro</dc:subject>
<dc:subject xml:lang="es">Impacto económico</dc:subject>
<dc:subject xml:lang="es">Primas de seguros</dc:subject>
<dc:subject xml:lang="es">Ranking</dc:subject>
<dc:subject xml:lang="es">Seguro de automóviles</dc:subject>
<dc:type xml:lang="es">Libros</dc:type>
<dc:title xml:lang="es">Premium volume may be down but profits coluld expand for auto insurers</dc:title>
<dc:format xml:lang="es">6 p.</dc:format>
<dc:relation xml:lang="es">Best's Market Segment Report ; March 4, 2021</dc:relation>
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