Búsqueda

Usage-based insurance and its acceptance : an empirical approach

Recurso electrónico / Electronic resource
Registro MARC
Tag12Valor
LDR  00000cab a2200000 4500
001  MAP20210003936
003  MAP
005  20210517181457.0
008  210517e20210315esp|||p |0|||b|spa d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎322
1001 ‎$0‎MAPA20130003030‎$a‎Sliwinski, Adam
24510‎$a‎Usage-based insurance and its acceptance‎$b‎: an empirical approach‎$c‎Adam Sliwinski, Lukasz Kurylowicz
520  ‎$a‎This study aims to explore the motor insurance market's attitude towards usage-based insurance (UBI), and thus its readiness for a launch in the near future. Data on client perception was collected using a structured questionnaire. On the basis of this, an initial selection of factors, other than income, that could influence the declared attitude of drivers was demonstrated showing that it is primarily dependent on certain demographic characteristics like their age, sex, or place of residence. A strong relationship was also demonstrated with respect to the intensity of the vehicle's use, to the amount of the insurance premium they have paid, and to the self-assessment of the respondents' driving skills. Clients are likely to accept the concept of UBI once implemented, but that they are not ready yet to give up the traditionally used methods of premium calculation. Their attachment to discounts granted can be very strong in particular to the no-claims bonus.
650 4‎$0‎MAPA20080603779‎$a‎Seguro de automóviles
650 4‎$0‎MAPA20080563639‎$a‎Pago por uso
650 4‎$0‎MAPA20080578879‎$a‎Análisis empírico
650 4‎$0‎MAPA20100016817‎$a‎Percepción social
650 4‎$0‎MAPA20080594657‎$a‎Análisis demográfico
650 4‎$0‎MAPA20080589356‎$a‎Cálculo de la prima
650 4‎$0‎MAPA20080621100‎$a‎Conducción automovilística
7001 ‎$0‎MAPA20210006722‎$a‎Kurylowicz, Lukasz
7730 ‎$w‎MAP20077001748‎$t‎Risk management & insurance review‎$d‎Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-‎$x‎1098-1616‎$g‎15/03/2021 Tomo 24 Número 1 - 2021 , p. 71-91