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Climate change impacts on hurricanes and insured wind losses

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      <subfield code="a">Climate change impacts on hurricanes and insured wind losses</subfield>
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      <subfield code="a">In recent years, a consensus has formed within the scientific community that the warming climate has led to increased tropical cyclone intensity. While the total number of tropical cyclones has not changed significantly, the global proportion of major hurricanes-tropical cyclones that register as Category 3-5 intensity on the Saffir-Simpson scale-has increased over the past several decades. This trend is projected to continue into the future with the magnitude of the increase driven by future increases in global temperatures.  Hurricanes are categorized by their extreme, damaging wind speeds and can also lead to extensive damage through flooding, both coastal flooding from storm surge and inland flooding from excessive rainfall. Each of these three perils-wind, storm surge, and inland flooding-has a unique physical response to global climate change. Winds increase with warming sea-surface temperatures (SSTs), storm surge is augmented by rising sea levels, and precipitation rates increase in response to warming air temperatures.</subfield>
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