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Responsible use of data in the digital age : customer expectations and insurer responses

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<title>Responsible use of data in the digital age</title>
<subTitle>: customer expectations and insurer responses</subTitle>
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<namePart>Embedded Finance & Super App Strategies</namePart>
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<issuance>monographic</issuance>
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<placeTerm type="text">Zurich</placeTerm>
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<publisher>The Geneva Association</publisher>
<dateIssued>2022</dateIssued>
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<abstract displayLabel="Summary">Data-driven personalisation in insurance offers considerable advantages to customers, such as increased affordability, improved access and better personal well-being due to enhanced loss prevention. It also presents a range of challenges, including pricing out of customers with higher loss expectations and issues around data security and privacy. This issue brief examines how insurers can responsibly capitalise on the benefits of increased data availability to better serve their customers, without compromising on trust</abstract>
<note type="statement of responsibility">Isabelle Flückiger and Kai-Uwe Schanz</note>
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<topic>Empresas de seguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20170006503">
<topic>Transformación digital</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080592875">
<topic>Protección de datos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080624064">
<topic>Confidencialidad de los datos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20220007825">
<topic>Data driven</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080605520">
<topic>Defensa del consumidor</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110021368">
<topic>Personalización de productos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20140022717">
<topic>Big data</topic>
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