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Joint retirement behaviour and pension reform in the Netherlands

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<title>Joint retirement behaviour and pension reform in the Netherlands</title>
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<name type="personal" usage="primary" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20130017778">
<namePart>Nagore García, Amparo</namePart>
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<dateIssued encoding="marc">2022</dateIssued>
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<abstract displayLabel="Summary">We examine the effects of a major pension reform in 2015 on the joint retirement decisions of working couples in the Netherlands. The reform abolished the partner allowance, a state pension supplement for a nonworking partner below the state pension age. At the same time, actuarially generous early retirement arrangements were made less attractive. Using rich administrative data, we estimate a multivariate mixed proportional hazards model that distinguishes between several sources of joint retirement: financial incentives, other causal mechanisms that make retirement of one spouse more likely when the other spouse retires (e.g., due to complementarities in leisure or social norms) and correlated preferences (observed and unobserved heterogeneity). We find that, conditional on observed and unobserved characteristics, the reform reduced the tendency to retire jointly and argue that this is not only due to a change in financial incentives but also to a change in the social norm.

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<accessCondition type="use and reproduction">La copia digital se distribuye bajo licencia "Attribution 4.0 International (CC BY 4.0)"</accessCondition>
<note type="statement of responsibility">Amparo Nagore García</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552114">
<topic>Pensiones</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080554927">
<topic>Jubilación</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20100018682">
<geographic>Países Bajos</geographic>
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<classification authority="">40</classification>
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<title>The Journal of the economics of ageing</title>
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<publisher>Oxford : Elsevier ScienceDirect, 2021-</publisher>
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<identifier type="local">MAP20210010194</identifier>
<part>
<text>31/10/2022 Volumen 23 - 2022 , 14 p.</text>
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<recordCreationDate encoding="marc">221121</recordCreationDate>
<recordChangeDate encoding="iso8601">20221121101953.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20220034296</recordIdentifier>
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