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Joint retirement behaviour and pension reform in the Netherlands

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      <subfield code="a">Nagore García, Amparo</subfield>
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      <subfield code="a">Joint retirement behaviour and pension reform in the Netherlands</subfield>
      <subfield code="c">Amparo Nagore García</subfield>
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      <subfield code="a">We examine the effects of a major pension reform in 2015 on the joint retirement decisions of working couples in the Netherlands. The reform abolished the partner allowance, a state pension supplement for a nonworking partner below the state pension age. At the same time, actuarially generous early retirement arrangements were made less attractive. Using rich administrative data, we estimate a multivariate mixed proportional hazards model that distinguishes between several sources of joint retirement: financial incentives, other causal mechanisms that make retirement of one spouse more likely when the other spouse retires (e.g., due to complementarities in leisure or social norms) and correlated preferences (observed and unobserved heterogeneity). We find that, conditional on observed and unobserved characteristics, the reform reduced the tendency to retire jointly and argue that this is not only due to a change in financial incentives but also to a change in the social norm.

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      <subfield code="a">La copia digital se distribuye bajo licencia "Attribution 4.0 International (CC BY 4.0)"</subfield>
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      <subfield code="9">43</subfield>
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      <subfield code="0">MAPA20080552114</subfield>
      <subfield code="a">Pensiones</subfield>
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      <subfield code="0">MAPA20080554927</subfield>
      <subfield code="a">Jubilación</subfield>
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      <subfield code="w">MAP20210010194</subfield>
      <subfield code="g">31/10/2022 Volumen 23 - 2022 , 14 p.</subfield>
      <subfield code="t">The Journal of the economics of ageing </subfield>
      <subfield code="d">Oxford : Elsevier ScienceDirect, 2021-</subfield>
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      <subfield code="y">Recurso electrónico / Electronic resource</subfield>
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