Institutional determinants of insurance penetration in Africa

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      <subfield code="a">Bah, Mamadou </subfield>
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      <subfield code="a">Institutional determinants of insurance penetration in Africa</subfield>
      <subfield code="c">Mamadou Bah and Nelson Abila</subfield>
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      <subfield code="a">This paper investigates the institutional determinants of insurance demand in Africa. We used a panel of 42 countries over the period 1996-2017. A system GMM approach was used for the estimations. Consistent with previous results, we find that institutional quality has positive and significant effects on insurance penetration in Africa. Specifically, regulatory quality, rule of law, control of corruption, political stability and absence of violence, and government effectiveness are the five institutional quality indicators that have positive and significant effects on the demand for total insurance and life insurance. However, only regulatory quality, control of corruption and government effectiveness are positively associated with non-life insurance demand. This indicates that governments should improve the business environment and strengthen the political environment to boost insurance development in Africa</subfield>
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      <subfield code="a">Mercado de seguros</subfield>
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      <subfield code="a">Penetración del seguro</subfield>
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      <subfield code="a">Demanda de seguros</subfield>
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      <subfield code="a">Control de seguros</subfield>
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      <subfield code="a">Abila, Nelson </subfield>
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      <subfield code="g">02/01/2024 Volumen 49 Número 1 - enero 2024 , 42 p</subfield>
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      <subfield code="t">Geneva papers on risk and insurance : issues and practice</subfield>
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      <subfield code="u">https://link.springer.com/article/10.1057/s41288-022-00278-2</subfield>
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