Climate change : What does the future hold for health and life insurance?

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      <subfield code="a">Climate change : What does the future hold for health and life insurance? </subfield>
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      <subfield code="a">The report offers recommendations for insurers: to urgently close data gaps on climate-related health risks; to innovate, in particular with parametric products; and to prioritise prevention, such as through impact underwriting, which incentivises behaviours that reduce risks. With these measures, insurers can make a significant contribution to protecting public health in the face of climate change. It classifies climate-related risks into four categories in relation to mortality and morbidity - acute, chronic, transitional and litigious - and provides an overview of the latest scientific evidence. lt goes on to provide a comprehensive snapshot of how these risks manifest. Acute risks stem from the impacts of extreme heat, wildfires, floods and severe storms on mortality and morbidity</subfield>
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