Climate change : What does the future hold for health and life insurance?

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<title>Climate change : What does the future hold for health and life insurance?</title>
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<namePart>Bhattacharya-Crave, Adrita </namePart>
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<namePart>The Geneva Association Systemic Risk Working Group</namePart>
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<dateIssued>2024</dateIssued>
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<abstract displayLabel="Summary">The report offers recommendations for insurers: to urgently close data gaps on climate-related health risks; to innovate, in particular with parametric products; and to prioritise prevention, such as through impact underwriting, which incentivises behaviours that reduce risks. With these measures, insurers can make a significant contribution to protecting public health in the face of climate change. It classifies climate-related risks into four categories in relation to mortality and morbidity - acute, chronic, transitional and litigious - and provides an overview of the latest scientific evidence. lt goes on to provide a comprehensive snapshot of how these risks manifest. Acute risks stem from the impacts of extreme heat, wildfires, floods and severe storms on mortality and morbidity</abstract>
<note type="statement of responsibility">Adrita Bhattacharya-Craven... [et al.]</note>
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<topic>Mercado de seguros</topic>
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<topic>Riesgo sanitario</topic>
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<topic>Medidas de seguridad</topic>
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<topic>Riesgos emergentes</topic>
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<topic>Cambio climático</topic>
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<topic>Prestación de servicios</topic>
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<topic>Seguro de asistencia sanitaria</topic>
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<topic>Seguros paramétricos</topic>
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