The Journal of risk and insurance. Volumen 92 Número 1 - March 2025

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<abstract displayLabel="Summary">The market for model laws: The diffusion of NAIC model laws / Charlotte S. Alexander, Martin F. Grace , Jingshu Luo -- A fair price to pay: Exploiting causal graphs for fairness in insurance/ Olivier Côté , Marie-Pier Côté , Arthur Charpentier -- Market discipline and government guarantees: Evidence from the insurance industry / Yiling Deng, J. Tyler Leverty, Kenny Wunder, George Zanjani -- Children as insurance revisited: Impact of children on private insurance adoption amongolder parents / Zhaoxue Ci -- Utilizing large-scale insurance data sets to calibrate sub-county level crop yields / Francis Tsiboe, Dylan Turner, Jisang Yu -- Supplementing risk adjustment with high-risk pooling using historical data for identifying the high risks / Michel Oskam, Richard C. van Kleef, René C. J. A. van Vliet -- Do higher insurance premiums provoke larger reported losses? An experimental study / William G. Morrison , Bradley J. Ruffle -- Insurtech, sensor data, and changes in customers' coverage choices: Evidence fromusage-based automobile insurance / Miremad Soleymanian, Charles B. Weinberg, Ting Zhu</abstract>
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