Insuring the world of 2050 : ahead for what's next

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      <subfield code="a">The article analyzes how the insurance sector must prepare for a future marked by increasing risks and profound transformations. Using the example of Typhoon Ragasa in Hong Kong, the author highlights the rise in extreme weather events and their economic impacts, especially in Asia a key region due to its rapid growth and high risk exposure. Looking ahead to 2050, climate change, global economic fragmentation, the energy transition, and digitalization are expected to redefine both risks and opportunities for the sector. Insurers will need to anticipate these changes through innovation in products, risk models, and capital strategies, relying on data, technology, and strong partnerships. Swiss Re proposes solutions such as structured reinsurance, parametric products, and data tools to help its clients remain resilient and competitive in an increasingly volatile environment</subfield>
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      <subfield code="a">Swiss Re Blog. 17 October 2025</subfield>
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