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Claiming behaviour in workers'compensation

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008  040609e20031201usa|||| | |00010|eng d
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1001 ‎$0‎MAPA20080037963‎$a‎Biddle, Jeff
24510‎$a‎Claiming behaviour in workers'compensation‎$c‎Jeff Biddle, Karen Roberts
5208 ‎$a‎Using administrative data on workers' compensation claims in Michigan combined with data collected from a sample of workers identified by physicians as having work-related pain in their backs, wrists, hands , this article provides evidence that a substantial number of potentially elegible workers do not file workers'compensation claims . Multivariate analysis identifies the effects of various factors on the probability of filing a workers' compensation claims , conditional on having a work-related health problem. We find that the severity of the worker's condition and the worker's general health are the most important determinants of the decision to file , and that the generosity of wage loss benefits also effects the decision of an eligible worker to file. Finally , claims propensities vary considerably across workplaces, holding all other measured factors constant
65011‎$0‎MAPA20080567118‎$a‎Reclamaciones
65011‎$0‎MAPA20080627607‎$a‎Seguro de accidentes de trabajo
65011‎$0‎MAPA20080579784‎$a‎Costes económicos
65011‎$0‎MAPA20080572396‎$a‎Indemnizaciones
65011‎$0‎MAPA20080568863‎$a‎Estados Unidos
65001‎$0‎MAPA20080604721‎$a‎Análisis multivariante
7102 ‎$0‎MAPA20080439668‎$a‎Roberts, Karen
7404 ‎$a‎The Journal of risk and insurance
7730 ‎$t‎The Journal of risk and insurance‎$d‎Orlando‎$g‎Volume 70, number 4, December 2003 ; p.759-780