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MAP20071508472Cummins, David J.The Economics of insurance intermediaries / J. David Cummins, Neil A. DohertyThis article analyzes the economic functions of independent insurance intermediaries (brokers and independent agents), focusing on the commercial property-casualty insurance market. This article investigates the functions performed by intermediaries, the competitiveness of the market, the compensations arrangements for intermediaries, and the process by which policies are placed with insurersEn: The Journal of risk and insurance. - Orlando. - Volume 73, number 3, September 2006 ; p. 359-3961. Agentes de seguros. 2. Mediación de seguros. 3. Comisiones. 4. Seguro de responsabilidad civil. 5. Seguro de daños patrimoniales. I. Doherty, Neil A.. II. Título. III. Título: The Journal of risk and insurance.