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Best's Review-Número 3 101 2000

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Publicación: Best's Review

Número: Número 3 101 2000

Tipo: Normal

Derechos: InC

Título Autor Páginas
Raising the roof : as homes become more lavish, insurers are developing new ways to expand coverage for upscale homeowners
Cash stream : by linking flood insurance with homeowners coverage, agents can protect clients, increase commissions and build a reliable income
On the job : some insurers are betting that the Internet will fuel a resurgence in marketing insurance products in the workplace
Fit to work : insurers are educating policyholders on how to prevent repetitive-stress injuries
Dangerous games : as the threat of violence rises on the plying field, in the workplace and at school, insurers are creating specialized policies for sports officials, workers and educators
Restoration operation : global reinsurers look to restore profitability through disciplined underwriting, prudent capital allocation and improved operating efficiency
Excess Pressure : aggressive pricing and commercial lines deregulation are changing the face of the excess and surplus lines market
High five : following four years of sharp sales growth in variable annuities, insurers are using product development and a growing network of independent producers this year to drive sales to even loftier heights
The pitfalls of policy loans : out-of-control policy loans can erode a life insurance policy over time, eventually draining all the death benefits as well as saddling the policyowner with a substantial tax bill
Agents of change : Farmers Insurance Group has changed the way it sells, expanded into 12 states and re-engineered its claims process
Falling prices, falling sales : the adage that life insurance is sold, not bought is truer than ever, but there aren't enough agents to sell it
Point, click, claim : technology companies are getting into the claims- and benefit-management business. They're offering online solutions to insurers with the promise of cutting costs and keeping customers happy
The great wireless way : the emergence of mobile commerce can boost the insurers' market valuation
Casting a wider net : insurers, who have used the Internet primarily for marketing and distribution, will need to include administration and claims settlement to realize more savings and compete against Internet upstarts