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Resilience, risk, and reinvention : the challenges of insurance markets amid technological, behavioral, and systemic shocks

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MAP20260003412
Scordis, Nicos A.
Resilience, risk, and reinvention : the challenges of insurance markets amid technological, behavioral, and systemic shocks / Nicos A. Scordis and Maurizio Pompella
Sumario: The article examines how the insurance industry is confronting a new generation of interconnected risks driven by technological change, shifting consumer behavior, and systemic shocks. It argues that traditional models based on historical predictability are no longer sufficient and highlights three principles-resilience, risk reconceptualization, and reinvention-as essential for restoring consumer trust. The text also underscores the structural fragility of insurance markets and emphasizes the role of transparency, innovation, and product redesign in ensuring the sector's long-term sustainability
En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 23/12/2025 Volume 28 Issue 4 - 2025 , p. 695 - 717
1. Resiliencia . 2. Riesgo sistémico . 3. Gerencia de riesgos . 4. Mercado de seguros . 5. Innovación aseguradora . 6. Transformación digital . 7. Ciberriesgos . 8. Insurtech . I. Pompella, Maurizio . II. American Risk and Insurance Association . III. Título.