Market discipline in life insurance : does public risk disclosure encourage less risky management actions?
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| Tag | 1 | 2 | Valor |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20260003481 | ||
| 003 | MAP | ||
| 005 | 20260211173422.0 | ||
| 008 | 260210e20251117usa|||p |0|||b|eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a341 | ||
| 100 | 1 | $0MAPA20240021016$aHanika, Moritz | |
| 245 | 1 | 0 | $aMarket discipline in life insurance$b: does public risk disclosure encourage less risky management actions?$cMoritz Hanika |
| 520 | $aThe study analyzes whether public risk disclosure under Solvency II reduces risk-taking by life insurers. Using data from 58 German insurers (20162023), it finds that changes in solvency ratios affect premium growth, surrender rates, and management decisions. Lower solvency leads insurers to adopt more conservative strategies to avoid negative customer reactions. A dynamic model shows that transparency can promote safer management, though its effectiveness depends on disclosure design and market conditions | ||
| 650 | 4 | $0MAPA20080564254$aSolvencia II | |
| 650 | 4 | $0MAPA20080570590$aSeguro de vida | |
| 650 | 4 | $0MAPA20080591182$aGerencia de riesgos | |
| 650 | 4 | $0MAPA20190013888$aRiesgo asegurable | |
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 710 | 2 | $0MAPA20080465346$aAmerican Risk and Insurance Association | |
| 773 | 0 | $wMAP20077000727$g17/11/2025 Volumen 92 Número 4 - noviembre 2025 , p. 909 - 949$x0022-4367$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964- |