Two decades of pension reform : what has been achieved and what remains to be done?. the future of pensions and retirement income

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      <subfield code="a">Two decades of pension reform</subfield>
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      <subfield code="a">The past two decades have seen a wave of reforms to retirement income systems around the world. This paper describes the reform packages that have taken place in 38 industrialised economies, some of them involving incremental changes to existing provision, others, an overhaul of the entire retirement income system. The changes had many objectives. First, improved coverage of the pension system, especially of voluntary private pensions, was a common goal. Second, some reforms aimed to improve the adequacy of retirement benefits to come at old age poverty. Third, the pressure of popuolation ageing and the maturing of pension schemes meant that fiscal sustinability of public pensions - primarily through reductions in future benefits - were very common. Often, the improvement to long-term finances will be achieved through encouranging people to work longer, through some reforms aimed at stremlining the administration of retirement income provisions and to improve the security of benefits in the face of different risks and uncertainties.</subfield>
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      <subfield code="g">01/10/2009 Tomo 34 Número 4  - 2009 , p. 515-535</subfield>
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