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Does insurance help to escape the poverty trap? : a ruin theoretic approach

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100  ‎$0‎MAPA20120004252‎$a‎Kovacevic, Raimund M.
24510‎$a‎Does insurance help to escape the poverty trap?‎$b‎: a ruin theoretic approach‎$c‎Raimund M. Kovacevic, Gerog Ch Pflug
520  ‎$a‎Poverty trapping refers to the fact that poor people in developing countries cannot escape their poverty without help from outside. This is worsened by extreme events, for example, floods or hurricanes, sending people to poverty who have not been poor before. Often, insurance is seen as a way out. This article studies poverty trapping in the context of catastrophic risk and introduces a ruin-type model, combining deterministic growth with a stochastic loss model. We analyze the properties of the resulting piecewise deterministic Markov process, especially its trapping risk, and discuss for which groups of people insurance can reduce trapping probability.
650 1‎$0‎MAPA20080544980‎$a‎Pobreza
650 1‎$0‎MAPA20080600204‎$a‎Catástrofes naturales
650 1‎$0‎MAPA20080612429‎$a‎Riesgos extraordinarios
650 1‎$0‎MAPA20080592035‎$a‎Modelos financieros
650 1‎$0‎MAPA20080602437‎$a‎Matemática del seguro
650 1‎$0‎MAPA20080579258‎$a‎Cálculo actuarial
650 1‎$0‎MAPA20080588953‎$a‎Análisis de riesgos
7001 ‎$0‎MAPA20080174514‎$a‎Pflug, Georg Ch.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/12/2011 Tomo 78 Número 4 - 2011 , p. 1003-1028
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