The Effect of regulation on insurance pricing : the case of Germany
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| Tag | 1 | 2 | Valor |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20120019294 | ||
| 003 | MAP | ||
| 005 | 20120504144555.0 | ||
| 008 | 120504e20120301esp|||p |0|||b|spa d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a219 | ||
| 100 | $0MAPA20080648787$aBerry-Stölzle, Thomas R. | ||
| 245 | 1 | 4 | $aThe Effect of regulation on insurance pricing$b: the case of Germany$cThomas R. Berry-Stölzle, Patricia Born |
| 520 | $aThis article analyzes the impact of policy from regulation on the unit price of insurance and determinants of premium changes using the 1994 deregulation of the German property-liability market as a natural experiment. Our result shoe that policy from regulation did not increase prices above competitive levels. Factors influencing premium changes are significantly different for two periods, pre-and post-deregulation, indicating that regulation affects insurance pricing. Focusing on highly competitive lines after deregulation, we find a significant price decrease, and this decrease is offset by higher prices in the remaining other lines | ||
| 650 | 1 | $0MAPA20080548766$aProperty | |
| 650 | 1 | $0MAPA20080551490$aLiability | |
| 650 | 1 | $0MAPA20100024867$aRegulación económica | |
| 650 | 1 | $0MAPA20080545062$aPrecios | |
| 650 | 1 | $0MAPA20080586294$aMercado de seguros | |
| 651 | 1 | $0MAPA20080637996$aAlemania | |
| 700 | 1 | $0MAPA20080092023$aBorn, Patricia | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g01/03/2012 Tomo 79 Número 1 - 2012 , p. 129-164 |