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Heterogeneity of the accident externality from driving

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<dc:creator>Huang, Rachel J.</dc:creator>
<dc:creator>Tzeng, Larry Y.</dc:creator>
<dc:creator>Wang, Kili C.</dc:creator>
<dc:description xml:lang="es">Sumario: This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles' characteristics.</dc:description>
<dc:rights xml:lang="es">InC -</dc:rights>
<dc:subject xml:lang="es">Gerencia de riesgos</dc:subject>
<dc:subject xml:lang="es">Seguridad vial</dc:subject>
<dc:subject xml:lang="es">Accidentes de tráfico</dc:subject>
<dc:subject xml:lang="es">Factores de riesgo</dc:subject>
<dc:subject xml:lang="es">Métodos de estimación objetiva</dc:subject>
<dc:subject xml:lang="es">Seguro de automóviles</dc:subject>
<dc:subject xml:lang="es">Riesgos dependientes</dc:subject>
<dc:subject xml:lang="es">Análisis de multivariables</dc:subject>
<dc:subject xml:lang="es">Estados Unidos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Heterogeneity of the accident externality from driving</dc:title>
<dc:relation xml:lang="es">En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/12/2014 Volumen 81 Número 4 - diciembre 2014 , p. 735-756</dc:relation>
<dc:coverage xml:lang="es">Estados Unidos</dc:coverage>